1) Spending upwards of $300 to have JH, H&R Block or other big name tax preparer file your returns because a) you want to get a Refund Anticipation Loan (RAL) b) you don’t realize they base their filing fee off the amount of your return. The bigger your return, the more they charge (doesn’t make sense when you say it out loud either) and c) You don’t realize you can push the exact same buttons yourself with a program/software like TurboTax. To make it worse, they tell you that the fees[...]